前言:
Preface:
阶层越迁自古就是艰难的修行,需要你德才兼备,还需要符合天时、地利、人和,但这一次似乎门槛很低,就看你是否有福气把握这一次历史性机遇,此文共有6900字,需要花费你10-30分钟阅读时间,我想说如果你连6900字的文章都没有耐心看完,那么我实在不敢相信还能把握什么机会进行阶层跃迁。
The more the class moves from ancient times, the more difficult it is, the more it needs to be, the better it needs to be, the better it is, the better it seems, the lower it seems, the better it is to be able to take advantage of this historic opportunity, which has 6,900 words and takes 10 to 30 minutes to read. I want to say that if you don't even have the patience to read the 6900 words, then I can't believe you have the chance to leapfrog.
正文:
谈阶层和阶级跃迁也许是忌讳的,所以我们大多时候谈论的是如何改变个人和家族命运,而不可否认的是人类从奴隶社会到农业社会,到工业社会在再到信息智能社会,不管社会如何进步发展,似乎一直不曾改变的就是人与人的显性和隐性的阶层之分。人们常说:有人的地方就有江湖,而我想再补充一句:有人的地方还有阶层。
It may be taboo to talk about class and class leaps, so most of the time we talk about how to change the destinies of individuals and families, but it is undeniable that human beings, from slave to agricultural to industrial to information-smart societies, no matter how progressive society is, seem to have remained the same as the visible and hidden classes of human beings. It is often said that there are people where there are rivers, and I would like to add that there are people where there are classes.
在“大江大河40年:改变命运的七次机遇”这篇文章中,作者总结了中国1978年改革开放后,对于我们普通人改变阶层的七次机遇(第一次:高考归来 ;第二次:乡镇企业;第三次:双轨生意;第四次:九二下海;第五次:资源巨潮;第六次:楼市疯狂;第七次:网络红利)。
In the article “40 Years of the Great River: Seven Opportunities for Change of Destiny”, the author summarized seven opportunities for changing our class for ordinary people following China's reform and opening up in 1978 (first: return of the High Test; second: village enterprises; third: double-track business; fourth: lower 92; fifth: resource surge; sixth: building madness; seventh: network dividend).
然后作者通过这七次阶层跃迁的机遇,总结出四个方法论:合法通道、制度套利、行业风口、资产红利,我个人认为这四个方法论对于我们大多数人来说是十分具有指导意义的,特别是行业风口和资产红利,而我将在后文中为你重点解剖。
合法通道主要指读书和考试,通过高考、考研或考公务员实现阶层跃迁,这是自古几千年以来一直延续着的通道。
Legal access refers mainly to readings and examinations, which lead to the movement of civil servants through higher examinations, examinations or examinations, a passage that has been going on for thousands of years since antiquity.
制度红利指经济制度改革所产生的因制度变化而带来的机会,中国是政治经济体,所以在中国必须要有高度的政治觉悟,能够把握政治动向是获取财富的有效方式,但随着社会机制的不断完善,钻制度漏洞或者属于普通人的制度红利将越来越难把握。
The institutional dividend refers to the opportunities created by changes in the economic system, and China is a political economy, so there must be a high degree of political awareness in China that managing political movements is an effective way of acquiring wealth, but as social mechanisms are constantly improving, it will become increasingly difficult to grasp institutional gaps or institutional dividends that belong to ordinary people.
行业风口指新兴行业的发展机会和发展空间,俗话说“男怕入错行,女怕嫁错郎”,选择比努力更重要,对于两个同样能力的年轻人,新兴行业和传统行业赋予的职业回报往往相差10倍,所以对于普通人来说依靠选择新兴行业,通过行业红利来穿越阶层是最切合实际,成功率也是最高的。
Industry refers to opportunities and spaces for development in emerging industries, where it is commonly said that “men are afraid of mistakes and women are afraid to marry them”, where choices are more important than efforts. For two equally capable young people, who often have a 10-fold difference in career returns from new and traditional industries, it is most realistic and successful for ordinary people to choose new industries and cross classes through industrial dividends.
资产红利是人们在勤奋劳动之外的一条通过投资来获取收益的极为重要的阶级跃迁通道,在过去中国20年的楼市疯狂,凡是早期参与的,哪怕你什么也不懂什么也不会,只要你一直手持多套房产你就已经轻松实现阶层跃迁。
The asset dividend is an extremely important route for people to make gains through investment, beyond their hard work. In China's last 20 years of crazy buildings and cities, you've been involved in nothing, even if you don't know anything at an early stage.
那么在地产牛市已经临近尾声的时点,在“新知本和新资产时代”,行业风口和资产红利将成为阶层跃迁的主流和核心通道,而关键在于你的“新知本”和“新资产”有多少,所以在未来持续升级个人认知能力和拥有“新资产”是关键。
At a time when the real-estate cattle market is nearing its end, in the era of “new knowledge and new assets”, industry winds and asset dividends will become the mainstream and central conduit for class leaps, but the key is how much your “new knowledge” and “new assets” are, so it is crucial to continuously upgrade personal cognitive capacity and to have “new assets” in the future.
不论如何,身处新中国成立后的中国人都是幸运的,大江大河过去40年给了我们7次阶级跃迁的机会,那么大洋大海未来20-40年还将给我们普通人最少两次阶级跃迁的历史性机遇。
Whatever happens, the Chinese who were in the new China after they were founded are lucky, and the Great River has given us seven class leaps over the past 40 years, and the Ocean Ocean will give us a historic opportunity to jump at least two classes for ordinary people over the next 20 to 40 years.
而这两次历史性机遇将比过去20年的楼市疯狂更加疯狂,因为参与楼市还需要投资一笔不菲的资金,就拿北京房产最高投资回报来说也很难超过50倍,而未来20-40年的这两次机遇不需要你投入很多,也许几个月工资就足以让你彻底翻身,原因在于这两次机遇是可以完美叠加的,是可以同时把握的,而它们叠加起来将有机会超过1000倍。
These two historic opportunities will be even crazier than the city's madness of the past 20 years, because participation in the building city will require an investment of a lot more than 50 times the maximum return on investment in Beijing, and the two opportunities in the next 20 to 40 years will not require much of your investment, and perhaps a few months' wages will be enough to allow you to fully turn over, because the two opportunities can be perfected, seized at the same time, and they will be more than 1,000 times more likely.
01.当行业风口和资产红利合二为一
01. When the industry brings together the asset dividend to one
前面我们提到行业风口和资产红利是未来阶层跃迁的主流方式和核心通道,所以如果我们可以将这两个通道合二为一,那一定是最完美的也是最快速的进行阶层跃迁的通道。
As we have mentioned earlier, industry winds and asset dividends are the dominant way and the core of the way forward, so if we can combine the two corridors, it must be the perfect and fastest way to move.
比如我们可以投身于那些处在行业风口上并拿到风险投资的早期创业公司,在那里我们将有很大机会可以获得一部分股权或期权,然后努力为公司登陆资本市场而奋斗几年,最后通过公司上市而获得可观的资产红利收益,当然如果你足够优秀,你也可以迎着行业风口冲着上市去开创一翻自己的事业。
For example, we can invest in early start-up companies that are at the forefront of the industry and that have venture capital, where we will have great opportunities to get a share or options, then work for several years to access the capital market, and eventually get significant asset dividends through the company's listing, and, of course, if you are good enough, you can go up to the market to start your own business.
那么对于我们大多数普通人而言,有没有人人都可以参与和把握的,就像投资房产那般相对简单的社会性资产红利机会呢?答案是有的,世界经济论坛创始人兼执行主席施瓦布教授曾表示:“区块链将是第四次工业革命的关键技术。”人民日报海外版曾在“玩转区块链技术是关键”一文中也引用该言论。
So, for most of us ordinary people, is there an opportunity for everyone to participate in and take advantage of a relatively simple social asset dividend like investing in real estate? The answer is yes, Professor Schwab, founder and executive president of the World Economic Forum, once said: “The chain of blocks will be the key technology for the fourth industrial revolution.” The People’s Daily has quoted it in the article “Teaming the chain of blocks is the key.”
区块链从2009年比特币创世区块诞生以来,区块链技术发展至今已有10年时间,在这10年时间,大多数人都听闻过比特币暴涨暴跌的相关讯息,但真正潜心去研究区块链技术价值和意义的人还是少数,多数人到目前都可能只是把以比特币为代表的各种币当作是一个投机机会在参与或者在旁观。
In the 10 years since the birth of Bitcoin in 2009, it has been 10 years since the creation of the block, during which most people have heard the relevant information about the surge and collapse of bitcoin, but there is still a small number of people who are genuinely immersed in studying the technical value and significance of the block chain, most of whom may yet be taking the various currencies represented by bitcoin as an opportunity to participate or to watch.
而今天我想说的是比特币做为区块链技术的行业代表,它的价格波动不仅代表着区块链的行业指数动向,它还具有更深远的社会经济价值和意义。那么被称为“数字黄金”的比特币是否会成为未来数字通证经济时代里共识的硬通货?
And what I want to say today is that bitcoin is the industry’s representative of block chain technology, and its price fluctuations not only represent the industry’s exponential movement of block chains, but also have far more profound socio-economic value and significance. Will bitcoin, called “digital gold,” become the hard currency of consensus in the future digitally authentic economy?
这就需要我们深入的探究货币发展史并推演未来,所以在此我推荐你阅读”一篇文章读懂比特币前生今世”,这篇文章把人类近万年的货币发展史浓缩成了一篇万字左右的论文,并以一句极其经典的总结性语言结尾:
This requires an in-depth examination of the history of monetary development and the future, so I recommend you to read, “An article reading the present life of Bitcoin”, which consolidates the history of monetary development in humans for almost a million years into a paper in a thousand words or so and ends with a very classic summing up phrase:
金银天然不是货币,但货币天然是金银,在没有比特币出现以前。
作者在文章中表达了这样一个鼓舞人心的观点:
In his article, the author expressed such an encouraging view:
在未来10年内,比特币总市值会达到甚至超过黄金市场的总市值,也就是12万亿美元,基于现在比特币只有800亿美元的总市值,未来至少还有150倍的增长空间。
注:比特币目前总市值是1900多亿美元(2019.6.19)
Note 当我看到这篇文章时,我是极其兴奋的,因为这篇文章又给了我一个关于比特币的全新认知:比特币将是人类正在步入的机器智能文明时代的本位货币。 When I saw this article, I was very excited, because it gave me a whole new idea of bitcoin: bitcoin would be the currency of the era of human intelligence. 我是在11年听说比特币,13年因为在财智汇商学院授课需要,我开始深入研究比特币,并在“如何避开投资陷阱”的课程中多次分享比特币,16年年底我将财智汇商学院转让出去后,在17年1月我跟财智汇商学院的同学们分享了最后一堂课:走进数字货币,可百度视频搜索观看(当时比特币是900多美金一个)。 I heard of Bitcoin in 11 years, 13 years because of the need to teach at the School of Financial Intelligence, I began to study bitcoin in depth and shared bitcoin several times in the course “How to avoid investment traps” and, after I transferred the School of Financial Intelligence to the School of Financial Intelligence at the end of 16 years, in January 17, I shared the last lesson with the students at the Institute of Financial Intelligence: walking into digital currency, with 100-degree video search watching (at that time, it was over $900). 然后在18年6月份,我在微信朋友圈又跟大家分享了区块链投资之道(上、中、下)三节课,我分别从思维、认知、实操三个维度进行了系统讲解,在这次课程中,我深刻反省了自己,因为2017年1月前后正是区块链大牛市的起跳点,而我却完美踏空。 And then, in June 18, I shared three lessons with you in the community of friends of our trust on how to invest in the block chain (up, down, down, up, down), and I gave a systematic presentation from three dimensions of thinking, perception, and physical exercise. In this course, I reflected deeply on myself, because it was just the spring point of the Big Bull in the block chain around January 2017, and I was perfectly emptied. 当时我反复观看我在2017年1月分享的课程,我总结自己当时还是小农思维的投机份子,没有绝对的信仰,并担心以比特币为代表的数字货币随时还会遭到政府的打压,根本没有跳出数字货币来看区块链将给互联网产业带来的革命和升级,当时认知的局限性注定了我在17年那一波大牛市中只能赚些小钱。 I watched over and over again the course that I shared in January 2017. I concluded that I was a speculator in smallholder thinking, had no absolute faith, and feared that the digital currency, represented by bitcoin, would be under constant pressure from the Government at any time, without jumping out of the digital currency to see the revolution and upgrading that the block chain would bring to the Internet industry, and that the limits of my perception were bound to lead me to earn only a small amount of money in 17 years in that big cow city. 但又不可否认的是比特币历史上确实不断遭到来自各国政府的管制和打压,以中国为例,在2013年12月5日,中国人民银行、银监会、工信部、证监会、保监会等五部委发布的《关于防范比特币风险的通知》,将处于1000多美金历史高位的比特币打压下去,比特币开始走熊,一路下跌到2015年初的200多美金。 But what is undeniable is that Bitcoin has indeed been subjected to constant control and pressure from governments in its history, for example, in China, where on 5 December 2013 the Circular on Protection against Bitcoin Risk, issued by five ministries, namely, the People's Bank of China, the Banking Supervisory Board, the Ministry of Labour and Communications, the Certification Supervisory Board and the Insurance Supervisory Board, pushed down over 1,000 United States dollars of historically high bitcoin, and began to walk away with more than 200 dollars in early 2015. 2017年9月4日,比特币从2015年初的200多美金的低谷攀到4000多美金时,区块链行业遭受了来自中国政府多部门的严厉监管,ico一刀切,并大力整顿所有交易所,这就是所谓的九四事件,当时市场极度恐慌,而让人完全没想到的是比特币在海外交易市场却很快恢复元气,在17年的12月直接冲到了接近2万美金一个的历史高位。 On 4 September 2017, when Bitcoin climbed from a low of over $200 at the beginning of 2015 to over $4,000, the sector of the block chain was subjected to severe multi-sectoral supervision from the Chinese Government, with an all-inclusive approach and a vigorous overhaul of all exchanges. This was the so-called 94-year event, when the market was terrified and it was completely unexpected that Bitcon quickly recovered in the overseas trading market, and in December 17 went directly to an all-time high of nearly $20,000. 所以通过种种历史事件,我发现比特币不以任何政府意志为转移,政府机构越打压越监管反而越是低价买入的机会。所以我在2018年6月分享的课程中,我彻底明白了这个道理,并且因为反复学习区块链字典和中国工信部主编的中国区块链产业白皮书,我对区块链的认知上升到了产业层面。 So, through all the historical events, I found that Bitcoin was not moving by any government will, and that the more regulated government agencies were, the less expensive the chances of buying. So, in the course I shared in June 2018, I fully understood that, and as a result of repeated learning about the sector chain dictionary and the white paper on the Chinese block chain industry, prepared by China’s Ministry of Industry and Technology, my understanding of the block chain rose to the industrial level. 当时我已认为区块链是一种全新的网络技术,如果说互联网和移动互联网是网络1.0时代,那么基于区块链技术的网络就是2.0时代,1.0时代的网络本质是在解决信息不对称和信息分发的问题,2.0时代的网络本质是在重构价值网络以及解决价值流通问题,由此互联网将从信息互联网迭代为价值互联网。 我认为基于区块链的去中心化网络生态会慢慢瓦解掉现在的中心化的互联网和移动互联网生态,由此便能在区块链领域诞生出在类似在网络1.0时代做底层操作系统的微软和苹果还有谷歌这样的项目,诞生出在类似网络1.0时代做社交的腾讯、facebook这样的项目,诞生出类似在网络1.0时代做电商的亚马逊和阿里这样的项目。 I believe that the decentralized network ecology based on block chains will slowly break down the existing centralized Internet and mobile Internet ecology, thus enabling projects such as Microsoft and Apple and Google in the area of block chains, such as those used for bottom operating systems in the network 1.0 era, socializing in the network 1.0 era, facebook, and Amazon and Ali in the network 1.0 era. 所以我开始对标这些企业,并建议大家拿出个人或家庭净资产的20%,分为10份,5份布局在打造区块链网络底层操作系统的项目上,比如以太坊和eos等,3份布局在区块链主流币或指数币上,比如比特币、莱特币、以太坊等,2份布局在未来的谷歌、腾讯、facebook、亚马逊、阿里这样的项目上。 So I started targeting these enterprises and suggested that they should have 20 per cent of their net personal or household assets, divided into 10 pieces, five pieces of layout on projects to build the bottom operating system of the block network, e.g., Tai and Eos, three pieces of layout on block chain mainstream or index currency, e.g., Bitcoin, Letco, Etheria, etc., and two parts of future Google, Tweeting, Facebook, Amazon, Ali, etc. 这大半年正当我按照自己的策略在布局未来3-5年可以彻底改变命运并进行阶层跃迁的资产红利机会时,非常有幸的是我又阅读到了罗凯先生的“十年之约,我与王思聪赌区块链未来”这篇文章,这篇文章再次完善和加强了以上我对于区块链的投资布局认知,文章中提到: For the first half of the year, when I followed my strategy when I had the opportunity to make a complete change in my destiny and move ahead over the next three to five years, it was fortunate that I had read Mr. Roque's ten-year pact, with me and Mr. Wang Sze-seong, about the future of the chain of blocks, once again perfected and strengthened my knowledge of the investment layout of the block chain, which stated:最终我们会看到的是储值型代币、操作系统行为代币、稳定币以及数据奖励型应用代币四种元数字货币成为整个机器智能文明的底层。从而基于这四种元数字货币,在全世界范围内产生50-150种公链,以及数以亿计的dApp。
这与我的观点有一些相同之处,但又比我更专业更深刻,所以我非常激动的将罗凯先生的一系列文章一口气读完,而对于罗凯先生在文章中多次提到的“海伯利安”这个地图公链项目,我也认为它有很大可能会成网络2.0时代的谷歌,所以接下来我的投资布局就是:5份布局在比特币、以太坊这两个指数币上,3份布局在海伯利安上,2份做为机动资金随时调遣。
This is something in common with my view, but more professional than me, so I was very excited to read Mr. Roque's series of articles, and I thought that Mr. Roque's many references to the “Herbrian” map chain project in his article were very likely to become an online 2.0-year Google, so the next investment layout was: five layouts in Bitcoin, three layouts on Hebron and two on mobile funds at any time.
冥冥中我感觉此时的区块链行业已走在黎明前的关键节点上,特别像是2000年互联网泡沫破裂前后,如果你翻开国内的TAB和国外的FAANG等互联网巨头公司的股票走势图,你会发现2000年前后是多么好的投资介入机会。
I feel like the block chain industry at this point is at the key node before dawn, especially before and after the break-up of the Internet bubbles in 2000, and if you turn on the stock trends of big Internet companies like Tab in the country and FAANG abroad, you will find how good investment opportunities are around and around 2000.
所以以区块链作为底层技术的价值网络的崛起,它正处在行业风口上,它的通证经济模式又天然具有资产属性,可以说此时有一个将行业风口和资产红利完美结合的,可以帮助我们彻底改变命运并进行阶层跃迁的机会就摆在你我面前,而这个机会对于每一个致力于改变命运的普通人都是平等的、公平的、开放的。
So the rise of the value network of block chains as bottom technologies, which are at the tip of the industry, and its mediocre economic model, which is naturally asset-based, can be said to be before you and me at a time when there is an opportunity to combine industry winds and asset dividends that can help us to change our destiny once and for all and to move from one class to another, an opportunity that is equal, fair and open to every ordinary person who is committed to changing his or her destiny.
02.中国股市欠中国人民一个超级长牛
做投资比投资行业趋势更重要的是投资国运,巴菲特的成功比他的价值投资理论更重要的是他赌对了美国大半个世纪以来的国运,当然还有一个关键是他参与股市参与的早,而且活的还特别长,特别久。
Investment is more important than investment industry trends, and Buffett's success is more important than his theory of value investment. He has gambled on the United States for more than half a century. Of course, one key is his early involvement in the stock market and his very long and very long life.
根据巴菲特的投资复利收益表,巴菲特&伯克希尔1957-2016年共60年的投资,按照年平均复利20.2%,总回报为62739倍,所以我们必须得承认爱因斯坦的伟大,他曾说:“复利是世界上第八大奇迹。”
According to Buffett's investment compound return statement, Buffett & Birkhshire's investment for the period 1957-2016 was 60 years, with an average annual compound return of 20.2 per cent, with a total return of 62,739 times, so we must acknowledge Einstein's greatness, which he said: “Integrative is the eighth greatest miracle in the world”.
所以投资的真理大道至简,通过巴菲特这位举世闻名的投资巨人,我们发现巴菲特老爷子就是有幸生在了美国最繁荣的20世纪,在美国长达一个世纪的超级长牛市场中,利用复利投资了一些在他看来拥有极高护城河的企业。
So Truth Avenue to Jane, through Buffett, a world-famous investment giant, we find that Mr. Buffett was fortunate to have been born in the twentieth century, the most prosperous in the United States, in a century-long super-cow market in the United States, using the compound to invest in businesses that he saw as having a very high-value moat.
那么巴菲特的成功可否复制?在过去因为缺乏土壤,我们中国的股市自开市30年以来,多次大起大落、牛短熊长、跌宕起伏,我们普通民众少有能在这样的股市中赚取巨额财富的,但是在未来我觉得却是大有希望和机会的。
So, Buffett’s success can be replicated? In the past, because of the lack of soil, our stock market in China has been on the rise for 30 years now, with a number of large drops, short-lived cattle and falling and falling, few of us ordinary people have been able to earn a great deal of wealth in such a stock market, but in the future I think there is much hope and opportunity.
当前世界中心正从西方慢慢向东方转移,就像前世界银行副行长,经济学家林毅夫先生曾在2017年的演讲中说到:
The world centre is slowly shifting from the West to the East, as the former Vice-President of the World Bank, Mr. Lin Jiv, the economist, said in his 2017 speech:
很有可能到2025年中国也会是世界最大的经济体,目前中国的经济规模占到全世界的百分之十八,我想到2025年会超过百分之二十,到2050年中国占全世界的经济规模很可能在百分之二十五到百分之三十之间,中国会是世界经济当中最重要的中心。
如今中国与美国之间的大国之争在于工业、科技、金融、军事、文化等五个维度的较量,如今的中国已经在工业上全面赶超美国,在科技、金融、军事、文化等维度也即将接过美国的接力棒。
Today, China’s struggle with the United States lies in the five dimensions of industry, science and technology, finance, military, culture, etc. China has fully surpassed the United States in industrial terms, and is about to take over the United States relay rods in technological, financial, military, cultural and other dimensions.
此时美国的股指在历史高位震荡,中国的股指在历史相对低位徘徊,中国的股市国有成分在50%以上,如果中美世界老大之争在所难免,那么谁更惧怕呢?根据康波周期推演未来10年将是世界经济萧条的10年,那么美国的长牛是否还能扛住这关键10年?
At a time when America’s shares are at historical heights, China’s shares are at relatively low levels, China’s stock market is more than 50% of the country’s stock market, and who is more afraid if there is an inevitable battle between the world’s leaders in China and the United States? Will America’s bulls survive this critical decade of a world economic depression in the next 10 years according to the Campo cycle?
如果在这10年中,美国股市扛不住而跌落神坛,那么世界老大的地位将自然的进行顺利交接,届时中国股市必将迎来新的征程,而这一次我坚定的认为中国股市必将伴随着中国国运的崛起而上演一次超级大长牛的行情。
If, in those 10 years, the United States stock market fails and falls into the altar, the world’s boss’s position will naturally pass smoothly, and China’s stock market will surely embark on a new journey, a time when I firmly believe that China’s stock market will surely come with the rise of China’s national movement in the form of a super-big cow.
那在这一波超级大长牛中,我们只需要学会巴菲特老爷子的选股之道,每年以20%的复利保持增长,届时关键核心就不是如何优化投资策略的问题,而是我们如何要把身体保养好,把心态调整好,努力活个100岁,甚至活到天年。
It's not a question of how to optimize the investment strategy, but of how to keep our bodies up, adjust our minds, try to live a hundred years or even live.
所以如果说行业风口+资产红利是普通人改变命运进行阶层跃迁的核心通道,那么国运风口+资产红利将是大多数普通人改变命运的普世性通道,而国运的上行还将为大家创造一个更加安全、稳定、和谐的享受财富盛宴的生活大环境(我们既有机会拥有还有福气享受,这是多么的幸福)。
So, if the industry + asset dividend is the core route through which ordinary people change their destinies, the national currency + asset dividend will be the universal route through which most ordinary people change their destinies, and the national movement will create a more secure, stable and harmonious environment in which to enjoy the feast of wealth (how happy it is that we both have the opportunity to have it and enjoy it).
03.如何赢在跌宕起伏的金融投资市场
金融投资交易市场是一个挑战人性的血腥味十足的地方,这里是智慧之人的汇聚地,是高手过招的最佳现场,在这里不在于你一时的春风得意,而在于你是否能够持续的意气风发和斗志昂扬。
The financial investment trading market is a bloody place to challenge humanity, a place where wisdom gathers and is the best place for skill. It is not a place for you to be proud of, but for you to be able to be sustained and motivated.
无数个难眠之夜,无数次纠结彷徨,因为一买就跌,一卖就涨,在买点和卖点判断,在持仓和换仓之间蹉跎过一次有一次大涨,到底该如何选择标的?到底该如何做好买卖点的选择?到底是该持仓还是换仓?到底该如何操作才不至于一次又一次的沦落为被割的韭菜?
On countless sleepless nights, there have been numerous tangles, because the purchase falls, the sale rises, and there has been a surge between the point of purchase and the point of sale. How should we choose the mark? How should we choose the point of purchase? Should we hold the warehouse or change the warehouse? How should we not operate so as not to be cut again and again?
在黄金外汇市场、在股市、在币市等多个金融市场我也算南征北战,各种投资书籍翻了不少,各种投资课程听了不少,各种投资高人交流不少,但针对以上问题我依然一直不得其解,直到我们财智汇商学院因为2015年的股灾导致我们的私募基金瓦解,再到2016-2017年我又完美踏空区块链牛市,我才彻底醒悟,而这个领悟是多么的沉重,因为它只需一句话即可总结:
In the gold foreign exchange market, in the stock market, in the currency market, and in many other financial markets, I am also in the middle of the North War, with a great deal of investment books, a lot of investment courses and a lot of exchanges of high-level investors, but I cannot help but understand the problem until our Institute of Financial Intelligence, because of the 2015 equity disaster that led to the collapse of our private fund-raising funds, and until 2016-2017, when I set foot perfectly on the empty chain of cattle, I came to a complete realization of how heavy this realization is because it can be summarized in one sentence:
问君哪来牛长红,唯有死守牵牛线。
在2013-2016年财智汇商学院正常运营教学期间,我们一共合作过9位股票老师,每一位老师都很有自己的特色,也都很有自己的投资风格,不说他们是万里挑一吧,总之他们都算是牛逼哄哄的资深人士了,但在2015年的股灾面前每个老师也都很受伤。
During the period 2013-2016, we worked with nine stock teachers, each of whom had their own characteristics and their own investment styles, not to say they were one in a million, but they were seniors, but each of them was hurt in the face of the 2015 equity disaster.
而有一位老师给我的印象极其深刻,那就是1991年进入股市至今已18年,曾为上海证券交易所场内交易员,武汉国际信托投资公司上海证券营业部总经理,中煤信托投资公司证券投资部总经理,人称“老宋”的宋承东老师。
I was impressed by a teacher who entered the stock market in 1991 for 18 years, who was an inside trader at the Shanghai Stock Exchange, the General Manager of the Shanghai Stock Exchange at Wuhan International Trust Investment Corporation, and the General Manager of the Securities Investment Department at the China Coal Trust Investment Corporation, who is known as “Sang Song”, Song Seung-dong.
他兴趣爱好广泛,摄影、音乐、滑雪、旅游等等,你看他的微信朋友圈,你会极度羡慕他的生活,因为他早已实现财务自由,真正的在过着他想过的生活,而他赚钱的方式极其简单,就是把握每一波牛市大赚一笔,然后熊市就潇洒玩世界。
He has a lot of interests, photography, music, skiing, travel, and so on, and you look at his microficient circle of friends, and you're envious of his life, because he's already achieved financial freedom, and he's actually living the life he wants, and the way he earns money is so simple that he can make a lot of money for every bovine, and then the Bear City plays the world.
他有出版一本书《赚到10000点》,在书中包括在他给我们学员的现场授课中,他为我们分享了“投资十二字真言”,这十二字真言是:“不猜测、看趋势、做波段、守纪律”我几乎随时可以脱口而出。
He has published a book, Make Up to 10,000 points, which includes his on-the-spot lectures to our students, where he shared with us the word “invested in the truth”, which is: “ 老宋认为只要选对了买卖时机,任何一支股票都能让你赚钱。所以选时就成为投资股票非常关键的问题。对买卖点的的选择,人们都会借助技术指标。老宋也研究借鉴过很多种技术指标,结果却发现每一种技术指标都不完美,都存在缺陷。 Song believes that if you choose the right time to buy and sell, any stock will make you a profit. So the choice becomes a critical issue for investing in stocks. People use technology indicators for choosing the point of purchase and selling. Song also draws on a wide range of technical indicators, but finds that each technology indicator is imperfect and flawed. 而想要把这些优点都结合在一起、把缺点剔除掉的想法也是不可能实现的,经过老宋十几年的实战应用最后发现:一个最最简单的指标—30日均线居然是最高效、最方便执行的。 And the idea of combining all these advantages and eliminating them is impossible to achieve, and after more than a decade of operational application by Song Song, it turns out that one of the simplest indicators – the 30-day average – is the most efficient and convenient to implement.
而只要掌握好了这个指标,肯定会让你的的收益远超购买任何一支基金的回报。具体操作如下:
And as long as you have this indicator, you will certainly earn more than the return on buying any one of the funds. This will be done as follows:
无论是大盘还是个股,设置一根30日移动平均线,K线上穿则买入,一直持有到K线下穿则卖出。在此,本来还有许多能进一步提高收益的细节,但一复杂就容易混乱,干脆放弃。
Whether it is a big plate or a stock, with a 30-day moving average line, the K-line is bought and sold until it is worn under the K-line. Here, there are many details that could have further improved the benefits, but complexity makes it easier to confuse and simply to give up.
心理要点是:不要对大盘和个股自作聪明地作预判,只要求自己坚定执行第一条纪律即可。
The point is psychologically: rather than prejudicing the board and the units themselves, it is enough to ask for the first discipline to be firmly enforced on its own.
像任何方法一样,这个方法不完美,有缺陷,你必须认可并包容它的缺陷带来的损失。缺陷一是买点不是最低点,卖点不是最高点;缺陷二是成功率不可能100%,也许只有70%,但这不重要,重要的是盈亏时的幅度。
Like any other method, this method is imperfect and flawed, and you have to recognize and accommodate the damage caused by its defects. The first is that the point of purchase is not the lowest, the point of sale is not the highest; the second is that the rate of success is not 100 per cent, perhaps only 70 per cent, but it is not important, and what matters is the scale of the profit or loss.
你的使用效果会是:大涨大赚,小涨小赚,盘整市小赔或小赚。以年度为测算周期,牛市中必大赚,熊市中会小赚。亏损概率很小。
The effect of your use will be: a huge increase in profits, a small increase in profits, a full-market profit or a small gain. The annual calculation cycle will be a big gain for the cattle and a small gain for the bears. The probability of loss is very low.
老宋多次拿大盘和个股来验证他的这套理论,并且以这一指标来判断牛熊分界,以上证指数月K线来判断买点,你会发现2006年5月大盘开启牛市,2014年8月再次开启牛市。虽然此时开始介入,并没有吃到牛头,但也算很好的把握了牛市开端。
Song has used the big plate and shares to test his theory many times, and has used this indicator to judge the division of cattle and bear, and the K-line of the index index above to determine the purchase point. You will find that the big plate opened in May 2006 and opened again in August 2014.
然后以上证日K线来判断卖点,2007年11月5日大盘跌破30日线均线,然后即可出场,就可完美保存大牛市胜利果实。2015年6月19日大盘跌破30日均线,根据纪律即刻出场,再次完美保存牛市胜利果实。
Then the Kline will determine the point of sale, and on November 5, 2007, the big plate will break down the 30-day average, and then it will be ready to come out, so that the big plate will be able to preserve the bull's winning fruit perfectly. On June 19, 2015, the big plate will break the 30-day average, and it will appear immediately, in accordance with discipline, once again to preserve the bull's winning fruit perfectly.
可以说此方法大道至简,适用任何金融投资市场,你都可以拿去检验,百试不爽,但是说实话,说来容易,做来难啊,这也只有曾经身在其中的人才会明白。
It can be said that this method is easy, and you can test it with any financial investment market, but honestly, it is easy and hard to do, and only those who were there will understand it.
此时我们再看十二字投资真言“不猜测、看趋势、做波段、守纪律”其中“守纪律”看着是美好的,但做着是极度挑战人性的,所以投资的功夫不在投资之中而在投资之外,那就是对心性的磨练。
At this point, let us look at the word “strong” when it says, “No speculation, no trends, no waves, no discipline
而我也许是磨练还不够,亦或是功夫还没修上身,所以屡屡折戟,直到2016-2017年又完美踏空一波区块链大牛市,我才开始醒悟:“问君哪来牛长红,唯有死守牵牛线。”我开始坚定的拿着这条牵牛线四处寻牛和斩牛。
And I may not be working hard enough, or I may not be working hard enough, so I started to wake up until 2016-2017, when I set foot in a perfect strip of cattle, and I began to wake up: “The Strong asks where the bulls come from, only to follow the line.” I began to take this wrench with me to look for the bulls and beheads.
当我在骑牛途中我又偶遇了罗凯先生,看了他的“一篇文章读懂极简投资法100%赚钱”,我如同捡到万两黄金般沉浸在发家致富的幻境中而不可自拔,罗凯先生站在了更高的维度,用经济周期的规律提炼出了20日均线的买卖点判断法,这条20日均线的买卖法跟老宋的30日均线战法可谓如出一辙。
When I occasionally met Mr. Rocca on the way to the cattle and saw him “a piece reading a very simple investment law that makes 100 per cent of the money”, I could not help myself as if I had found thousands of gold in a home-rich fantasy. Mr. Rocquet stood in a higher dimension and developed a 20-day average-line trade-point judgement based on the pattern of the economic cycle. This 20-day average law of sale and sale is the same as Song's 30-day average law of war.
看完文章我的内心无比彭拜,久久无法平息,我是一个乐于分享的人,于是我抽出时间写下这篇文章,只为把这个投资策略分享给更多人,我希望更多普通人能够早日改变命运,我希望更多普通人能够跟我一同把握下一次进行阶层跃迁的历史性机遇,那在文章最后我用一首打油诗来助你赢在融合了行业趋势和国运趋势还有资产红利,但又跌宕起伏难以把握的金融投资市场:
After reading this article, which I have been so happy to share, I write it so that I can share it with more people. I hope that more ordinary people will be able to change their fate at an early date. I hope that more ordinary people will be able to share with me the historic opportunity to make the next leap, and that at the end of the article I will use an oil poem to help you win the convergence of industry and national movement trends and asset dividends, but fall into an uncertain financial investment market:
问君哪来牛长红,唯有死守牵牛线;
二十三十日均线,个个都是神仙指;
任君偏好选一条,轻松骑牛乐逍遥。
the twenty-three-thirty-day average, each of which is a fairy god's finger;
the king prefers to choose one and ride the cow easily.
后记:
未来你只需要依据“牵牛线”做好币市和中国股市的牛熊切换,你就可以快速实现1000倍+的资产增值,从而轻松实现阶层跃迁。 In the future, all you need to do is make a switch between the currency market and the Chinese stock market on the basis of the “twig line”, so that you can quickly achieve 1,000 times the value added of your assets, thereby making it easier for you to leapfrog. Finally , Good luck to you !
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