随着消费者继续增持比特币，而且很多经纪商也开始接受虚拟货币入金，比特币诈骗也逐渐增加，汇商（FOREXPRESS）不得不给所有投资者敲响警钟。比特币交易是不可逆的，而且并不受到中央机构或银行的监管，因此比特币很容易成为诈骗或盗窃的工具。
As consumers continue to hold bitcoin, and as many brokers begin to accept virtual currency entry, bitcoin fraud increases, and senders (FOREXPRESs) have to warn all investors. Bitcoin transactions are irreversible and are not regulated by central agencies or banks, so Bitcoin can easily become a tool for fraud or theft.
近期，国内非常发展迅速且非常火热的“MMM”互助社区，就是俄罗斯金融诈骗犯马夫罗季（Sergey Mavrodi）利用虚拟货币比特币创建的金融庞氏骗局。尽管中国人民银行、银监会等对此类“互助社区”发布投资预警，但仍有成千上万的中国投资者涌入这个金融互助社区。
Recently, the rapidly developing and hot & & ldquo; MMM” and the mutual aid community, the financial pontoon scheme created by Russian financial fraudster Sergey Mavrodi, using virtual currency bitcoin. Although the People’s Bank of China, the Banking Supervisory Board, and so on, & ldquo; the mutual aid community & & rdquo; and the issuing of investment alerts, thousands of Chinese investors are still pouring into this mutual financial aid community.
据悉，“MMM”要求新会员必须购买比特币才能加入，而作为一种“互助”，比特币会发放给其他网络会员。“MMM”承诺给予会员30%的月盈利回报，另外招募新会员还可获得10%的奖励。会员上传到视频网站等媒体上的获奖感言等，使这一切看起来真实可信。
According to the information received, “ MMM” requiring new members to purchase bitcoin in order to join as & & & & & & & & & & & & ; Bitcoin will be distributed to other network members. & & & & & MM& & rdquo; promising 30% monthly return on profits to members, plus 10% incentive to recruit new members.
比特币诈骗通常是在在线论坛或聊天室发起，发起者通常会伪造一个精致的门户，并试图让投资者认为他们是合法的。以下就是5种最常见的比特币诈骗：
Bitcoin fraud is usually initiated in online forums or chat rooms, and sponsors usually forge a sophisticated portal and try to make investors think that they are legitimate. The following are the five most common bitcoin frauds:
1.比特币庞氏骗局和高收益投资项目
1. BitcoinPonzi scheme and high-yield investment project
这类诈骗通常以入金高利率以吸引投资者。和其它的庞氏骗局一样，前期的投资者被支付的利率实质上是来自于后面投资者的资金。如果没有新的投资者加入，就没办法支付费用给前期投资者，这种骗局也就无法继续下去。这类骗局通常只持续数月，但是诈骗组织者还会重新起局，然后继续重复这个过程。
As with other Ponzi scams, the interest rates paid to pre-investors are essentially funds from later investors. Without new investors, there is no way to pay the fees to pre-investors, and such scams cannot continue.
美国证监会12月2日指称，名为GAW Miners和ZenMiner的两家比特币“铸造”公司和他们的创始人以利用虚拟货币快速致富为诱饵，骗取投资者的钱财，构筑了一个2000万美元的庞氏骗局。2013年7月，美国证监会曾起诉一个30岁的男子操作一个关于比特币的庞氏骗局，骗取超过450万美元。
On 2 December, the U.S. SEC alleged that two Bitcoin&ldquo, named GAW Miners and Zenminer; cast & rdquo; and that the company and their founders had set up a $20 million Ponzi scheme using virtual currency as a decoy to quickly enrich investors. In July 2013, the U.S. SEC sued a 30-year-old man for operating a ponzi scheme on Bitcoin, and for more than $4.5 million.
2.比特币矿业投资诈骗
2. Bitcoin mining investment fraud
比特币矿业包括交易验证和区块链的安全保障。这个流程需要非常强大和昂贵的电脑设备。矿业投资者通常在订购设备时被要求先付订金，然而却拿不到设备。
This process requires very powerful and expensive computer equipment. Mining investors are usually required to make advance payments when ordering equipment, but are unable to obtain it.
3.比特币钱包诈骗
3. Bitcoin wallet fraud
比特币钱包是用来储存比特币的软件项目。钱包诈骗通常以匿名交易来吸引客户。一旦客户入金达到一定水平，诈骗者就直接将客户的比特币转移到自己的钱包中。
The wallet fraud is usually an anonymous transaction to attract customers. Once the client has reached a certain level of money, the fraudster transfers the client’s bitcoin directly to his wallet.
4.比特币交易所诈骗
4. Bitcoin Exchange Fraud
比特币交易所总是宣称，能提供比竞争对手优越的信用卡利率。不法比特币交易所在收到客户入金后，就不再退还比特币或现金。
The Bitcoin exchange always claims that it can provide better credit card rates than its competitors.
5.比特币网络钓鱼
5. Bitcoinnet fishing
钓鱼诈骗包括向客户发送邮件，通知他们获得比特币，但是需要客户通过邮件中的链接登录自己的比特币账户才能领取，由此这些钓鱼诈骗者就能取得客户账户的控制权。
Fishing fraud includes sending mail to customers to inform them of Bitcoin, but requires customers to log into their bitcoin accounts via a link in the mail, so that these fish fraudsters can gain control over the accounts of their customers.
避免比特币诈骗
Avoids Bitcoin Fraud
投资者在考虑与一家比特币相关公司交易前，最好对这家公司的背景做一个全面调查，并且要了解其交易的透明度如何。公开审计能够在一定程度上确定这家公司是否能做到宣传的那样。储备加密审计能使公司公开其比特币持有情况。有着良好信誉的论坛也能提供一家公司合法性的客观评价。
Investors, before considering dealing with a Bitcoin-related company, would be well advised to conduct a full investigation of the company’s background and to see how transparent its transactions are. A public audit would make it possible to determine, to some extent, whether the company can be publicized.
结语
中国在虚拟货币监管方面非常薄弱。2013年12月和2014年3月，央行等机构分别下发《关于防范比特币风险的通知》、《关于进一步加强比特币风险防范工作的通知》，要求金融机构切断与比特币的联系。
China’s virtual currency regulation is weak. In December 2013 and March 2014, central banks and others issued circulars on protection against Bitcoin risks, and on further strengthening of Bitcoin risk prevention, respectively, requiring financial institutions to sever ties with Bitcoin.
上海金融与法律研究院研究员傅蔚冈表示，中国目前没有关于虚拟货币庞氏骗局的相关法律法规，相关的案件统称为非法集资。
Fukuoka, a researcher at the Shanghai Institute of Financial and Legal Studies, stated that China currently has no relevant laws and regulations on the virtual currency ponzi scheme and that the related cases are collectively referred to as illegal fund-raising.
北京大成律师事务所合伙人肖飒表示，在中国，庞氏骗局首先会被《非法金融机构和非法金融业务活动取缔办法》认定为非法金融业务活动。而如果牵涉到虚拟货币的话，法律并没有明文的规定。但她分析认为，在符合中国刑法176条的大前提下，如果相应的虚拟货币能与人民币兑换，那么也可以构成非法吸收公众存款罪，因此也可以以此罪名进行处理。
According to Shao Xiao, a partner in Beijing’s law firm, Ponzi’s scheme in China is first and foremost considered illegal as a financial operation by the Illegal Financial Institutions and Illegal Financial Operations Measures. The law does not explicitly provide for a virtual currency, if it is involved.
在现实世界里，如果很多东西看起来太好，那很可能就是一场诈骗。比特币交易也一样，最好将它看得与我们每天都要用的现金一样谨慎。一旦你失去了它，那么很可能你是再也要不回来了。
In the real world, if a lot of things look too good, it's probably a fraud. The same goes for bitcoin. Better watch it as carefully as the cash we use every day. Once you lose it, you probably never come back.
注册有任何问题请添加 微信：MVIP619 拉你进入群
打开微信扫一扫
添加客服
进入交流群
发表评论