2023年9月19日，“2023上海区块链国际周·第九届区块链全球峰会”在上海开幕。万向区块链总经理陈斌先生以《资产可信数字化是实体经济融入数字经济的通行证》为题进行现场演讲。
On 19 September 2023, the International Week of the Shanghai Block Chain, Ninth Global Summit of the Block Chain, 2023, was opened in Shanghai. Mr. Chen Bin, Managing Director of the Block Chain, gave a live presentation on the topic "Credible digitization of assets is a pass for the integration of the real economy into the digital economy ".
更多信息请点击：《“2023上海区块链国际周”精彩内容直击（持续更新中）》
For further information, please click at: "2023 Shanghai International Week of Block Chains" (continuing update)
对本次会议进行全程现场跟踪报道。以下是演讲内容整理。
The following is a summary of the presentations.
尊敬的各位嘉宾，各位同行，大家早上好！
Distinguished guests, everyone, good morning!
我是万向区块链的陈斌，今天我给大家带来的主题是《资产可信数字化是实体经济融入数字经济的通行证》。毫无疑问，现在数字经济作为全球发展的重要引擎，已经成为全球共识，怎么理解数字经济发展，有两个维度：
I am Chen Bin of the 10,000-way block chain, and the theme I bring to you today is "Credible Digitalisation of Assets as a Pass for the Integration of the Real Economy into the Digital Economy." There is no doubt that the digital economy, now an important engine of global development, has become a global consensus on how to understand the two dimensions of digital economic development:
第一个维度，从经济规律、经济范式来考虑，我们认为Web3.0是数字经济非常理想的经济范式。在Web3.0里包含了两个重要的特征：
The first dimension, in terms of economic norms, economic paradigms, we think Web3.0 is the ideal economic paradigm for the digital economy. The Web3.0 contains two important features:
一是去中心化，在去中心化的情况下，强调的是公平，强调数据的主权，强调的是利益相关者的权利共享。
One is decentralization, with emphasis on equity, on the sovereignty of data and on the sharing of rights among stakeholders in the context of decentralisation.
二是Web3.0里的Token（通证）、代币化，强调的是资产流通效率，一个是公平，一个是效率，效率更高。当我们把一切资产通证化之后，在新的网络里通过智能合约让经济流转效率更高。这是第一个层面，从Web3.0角度看数字经济的范式。
The second is Token (passport), monetization in Web3.0, which emphasizes the efficiency of the flow of assets: one is fair, one is efficient and more efficient. When we transact all assets, the economy is made more efficient through smart contracts in the new network. This is the first level, the paradigm of the digital economy in terms of Web3.0.
第二个维度，从数字资产的角度看，分原生资产和孪生资产，数字经济的发展离不开数字资产大规模发展。什么是原生资产？在传统领域里像数字游戏是非常传统的原生数字经济形态。另外还有传统经济，只有当传统经济大量进入到数字经济融合的时候，才会发展的比较大。比方说像电商行业、O2O行业，这都是在传统互联网里非常大的实体经济融入到数字经济里的典型案例，只有这些行业的发展才会引起数字经济的发展。
The second dimension, in terms of digital assets, is the distribution of raw and twin assets, and the development of the digital economy depends on the large-scale development of digital assets. What are native assets? In traditional areas, digital games are a very traditional form of raw digital economy.
就像我们现在数字经济、数字资产，大家都会谈到Crypto、加密资产，如果加密资产全部都是一些纯原生资产的话，那这个行业规模可能不会很大，一定要有大规模传统经济、实体经济进入到这一领域，变成数字化经济、数字化资产，才有可能变成新的经济增长引擎，在实体经济里有很重要的特点，是规律化的运行，符合传统的规律。我们看到实体经济传统上受到供求关系、生产力提高，以及短期债务周期、长期债务周期四方面共同的变化和影响决定的实体经济发展。
As with our digital economy, our digital assets, we all talk about Crypto, our encrypted assets, which, if all of them are pure natural assets, may not be large-scale, and it is vital that the large-scale traditional economy, the real economy, enter into this area and become a digital economy, digital assets, so that it can become a new engine of economic growth, a very important feature of the real economy, a regular operation that is consistent with traditional patterns. We see that the real economy has traditionally been subject to supply-demand relationships, productivity gains, and changes in the short-term debt cycle, the long-term debt cycle, and the real economic development that shapes decisions.
在数字经济时代，会有新的运行规律，叫“智能经济”。智能经济运行的基础就是在Web3里的一套经济运行模型。当然了我们在谈到新经济运行模式时，这两天很多嘉宾谈到了AIGC对新经济模型的影响，刚才杨小虎教授也非常担心，他谈了很多实体经济产业的事情会不会非常boring让大家感到无聊。
In the age of the digital economy, there are new operating rules, called the “smart economy.” The smart economy operates on the basis of a set of economic operating models in Web3. Of course, when we talk about the new economic operating model, many of our guests over the past two days spoke about the impact of AIGC on the new economic model, and Professor Yang Xiaohu was very worried that he would talk about a lot of real-economy business things that would be very boring.
引用摇滚歌手崔健的一句歌词“我的理想在那儿，我的身体在这儿。”当然，我们玩Web3的很多都是年轻人，不太听崔健的歌，但他的这句歌词非常能说明行业的发展现状，如果说有一天我们要把数字经济的比重扩大，要大量发展Web3.0行业，非常集中性的标志就是实体经济、实体资产要大规模进入到Crypto领域、进入到数字经济，数字经济和实体经济的融合是非常大的未来。这也是为什么今天我在谈这样主题的原因。
To quote a song by rock singer, Choi Jian, "My ideal is there, my body is here." Of course, many of us playing Web3 are young people who don't listen to Choi Jian's songs, but his lyrics are a good example of how the industry is developing, if one day we are going to expand the weight of the digital economy and develop the Web 3.0 industry in a significant way, a very concentrated sign is that the real economy, the real assets in the field of Crypto, and the digital economy are going into the digital economy, and the integration of the digital economy and the real economy is going to be a great future. That is why I'm talking about it today.
当我们谈到数字资产发展，很多人会想到Crypto、Token，但是在Web3里，今天大家谈了很多DePIN、RWA等话题，可以看到，在实体经济资产融入到数字经济里的时候，并不是所有资产都适合被数字化，或者都适合被Token化，这里带来一个问题，到底什么样的资产适合做数字化Token化？
When we talk about digital asset development, many people think of Crypto, Token, but in Web3, you talk a lot about DePIN, RWA and so on, and it can be seen that when real economic assets are integrated into the digital economy, not all assets are suitable for digitization, or for token, and that raises the question of which assets are suitable for digital Token.
如果要做Web3.0新经济运行模式，那资产Token化是前提，但不是所有资产都适合做Token化，在公链领域在资产标的的选择上很多人也在探索怎么把传统经济、传统资产做Token化。在联盟链领域，除了在公链领域会碰到的问题外，特别在国内还会遇到政策法规的问题，什么样的事情可以做，什么样的事情不可以做。
If the new economic mode of operation of Web3.0 is to be implemented, the asset Tokenization is a prerequisite, but not all assets are suitable for tokenization, and many people in the public chain are also exploring how traditional economies and traditional assets can be tokenized. In the union chain, in addition to the problems encountered in the public chain, there are problems with policy regulations, especially in the country, what can and cannot be done.
围绕这个我们提出一个观点，这个路有可能发展的很长，因为理想在那儿，身体还在这儿，我们要把大规模实体经济融入到Web3.0、数字经济的发展里，还有很长的路要走，可能中间是Web2.5的状态。
From this point of view, there is a long way to go, because the ideal is there, and the body is here, and we need to integrate the large real economy into the development of the Web3.0, the digital economy, and there is still a long way to go, probably the state of Web2.5 in the middle.
传统经济资产可信数字化是做Token化之前必须要做的一步，什么叫资产可信数字化？提到数字孪生和可信数字孪生的概念。
Credible digitization of traditional economic assets is a step that must be taken before Token is made. What is a credible digitization of assets? Reference is made to the concept of digital twines and credible digital twines.
大家之前一提数字孪生，想到的都是3D引擎渲染，对现实世界的模拟，谈到的是这样的技术，而且技术希望并不陌生，在Web3.0，像原来传统的《虚拟人生》游戏本质上就是一种数字孪生。在互联网Web1.0也有著名的一句话“没有人知道你是一条狗”也就是说当我们做数孪生的时候，一定要考虑到什么是可信数字孪生，让所有被孪生到赛博世界里的资产是可信的，不是简单的模拟，会带来很多新的不一样的技术、场景、商业应用的价值。
One of the most famous words on the Internet, Web1.0, is that “No one knows you are a dog” – that is, when we do a couple of lifetimes, we have to consider what is a credible digital birth, and what is credible, not simple simulations, of all the assets that have been born in Cyberworld.
谈资产可信数字化主要是两大类资产：
Credible digitization of assets is mainly related to two broad categories of assets:
（1）金融资产，全球金融资产规模差不多是250万亿。
(1) Financial assets, the global size of which is almost 2.5 trillion.
（2）非金融资产，实物/生物资产及不动产，全球规模是350万亿，对比全球加密资产只有1万亿美金。这是传统资产进入到Crypto、数字经济世界里巨大的空间。
(2) Non-financial assets, physical/biological assets and real estate, at a global scale of 3.5 trillion dollars, compared to $1 trillion in global cryptographic assets. This is a huge space for traditional assets into the Crypto, digital economy world.
资产可信数字化一定要讲维度，三个维度：
The digitisation of assets must be in dimension, three dimensions:
1.物理维度，从实物、非金融资产的角度有物理可信，比方说存货是不是在那儿，状态是什么样的。交易可信，金融资产、供应链买卖的交易是不是真实可信的。
The physical dimensions are physically credible from the point of view of physical and non-financial assets, such as whether the inventory is there and what is the state.
2.权属可信，资产的所有权到底是不是你的，在传统手段上有物权证、产权证，怎么把传统集中式的记账手段映射到可信的数字化环境里。
2. The title is credible. The ownership of the assets is yours. There are physical evidences, title deeds, and the traditional centralized accounting methods are mapped into a credible digital environment.
3.价值可信，当我们把资产映射到赛博空间后，变成数字资产后，除了权属和物理可信外很重要的是价值可信，因为价值是在变动的，要用到大规模数据分析技术，甚至AI技术，判断所拥有、持有的资产现在和真实世界里的价值可信度到底是什么样的，这是我们谈到的资产可信数字化三个维度。
3. Values are credible, and when we map assets into Cyberspace and become digital assets, they are important, in addition to tenure and physical credibility, because values are variable, using large-scale data analysis techniques, even AI techniques, to judge what is really the credibility of the value of the assets we own, the assets we hold now and in the real world, which is the three dimensions of the credible digitization of assets that we are talking about.
在当中会用到很多关键技术，不是我刚才简单谈到的渲染、3D引擎、Unity技术，可能包括身份管理、数据安全、实时监测可靠协同、接入控制、追溯审计等。包括今天林瑶谈到了物联网技术，怎么让资产通过可信的模塑，让资产的状态可信地上链，被多方接受，这是我们谈到的资产可信数字化里非常重要的几个技术路径。
There are many key technologies that will be used, not the Rendering, 3D Engines, Unity technologies that I have just briefly mentioned, which may include identity management, data security, real-time monitoring of reliable synergies, access control, retrospective auditing, etc. These include today’s talk about nectar networking technology, and how assets can be credibly chained up and accepted through a credible model, which are several technological pathways that are very important in the credible digitization of assets that we are talking about.
分享几个案例，资产可信数字化如何赋能实体经济和数字经济的融合。
Share several cases of how credible digitization of assets empowers the integration of the real and digital economies.
刚才也谈到，在这里面大量用到区块链技术，在做Token化之前资产可信数字化是Web2.5的状态，在当中有大量可融资性，实现数字金融价值。
As we have just mentioned, there is considerable use of block chain technology here, and credible digitization of assets prior to Tokenization is the state of Web2.5, in which there is a great deal of financing to achieve digital financial value.
案例一：供应链资产可信流转。
Case one: credible flow of supply chain assets.
传统供应链金融里基于核心企业的主体信用生成的应付账款，一旦电子票据化之后，在区块链形成的价值网络里，可以无限拆分、无限流转，最后实现这些票据的可融资性价值，赋能供应链链条里的中小供应商、中小企业，解决融资难融资贵的问题。
Accounts payable in traditional supply chain finance, based on the principal credit of the core enterprise, can be split indefinitely and flowing indefinitely in the value network created by the block chain once they have been e-instructed, eventually realizing the financing value of these instruments, enabling small and medium-sized suppliers in the supply chain, and small and medium-sized enterprises (SMEs) to address the high cost of financing.
案例二：电池资产可信运营。
Case II: Credible operation of battery assets.
比方说现在有大量储能、新能源充电桩设备，这些设备在传统经济领域会碰到非常大的痛点，特别是在分布式储能和充电桩运营环节，重要的特点是运营是集中式，但是资产投放是分布式。这样一是带来管理上的困难，二是重资产一定会有多方参与，比如说资产投资方、运营方、使用方。这几方之间如何互信，如何解决融资的问题，如何解决运营的问题，如何解决激励的问题，通过区块链的可信模组、物联网技术，把电池、充电桩的运营状态实时上链，让多方共享数据，在这里面可以实现充电桩、储能网络的可融资性，这也是非常重要的应用场景。
For example, there are a large number of storage and new energy charge-posts, which can encounter a great deal of pain in the traditional economy, in particular in the operation of distributed storage and charge-posts, and the important feature is that they operate in a centralized manner, but the assets are delivered in a distributed manner. This brings with it managerial difficulties, with heavy assets necessarily involving multiple actors, such as asset investors, operators, users. How these parties trust each other, how they solve financing problems, how they solve operating problems, how they address incentives, through credible modules in the chain, material networking techniques, real-time links in the operation of batteries, charge-filling posts, and multiple sharing of data, and where the financing of grids, storage, etc. is also a very important application.
案例三：油储资产可信质押。
Case three: credible pledge of oil storage assets.
面向存货类都可以用类似的方式执行，传统上金融机构可能更喜欢不动产，或者基于主体信用做授信融资，就是我们通常讲的传统金融领域基于物的信用和主体信用，但物的信用又比较偏不动产，就是传统金融，当我们做动产（存货）的时候，像以前在钢铁行业、大宗油储贸易环节都出现了货主不清、多重抵押等一系列金融诈骗问题，导致很多金融机构对这一类动产不敢碰。
An inventory-oriented approach can be implemented in a similar way. Traditionally, financial institutions may prefer immovable property or grant finance based on principal credit, which is what we usually refer to as the traditional financial sector, which is property-based and principal credit, but which is more inclined to real property, and when we do movable property (stock), a range of financial frauds, such as lack of ownership and multiple mortgages, have arisen in the iron and steel industry and in the bulk oil reserves trade, leading many financial institutions to be afraid to touch this type of movable property.
如果通过动产可信监管的技术，里面会用到物联网技术、区块链技术、大数据技术，包括刚才谈到的价值可信、权属可信、物理可信，在这个领域里可以起到非常充分的体现，可以让原来没有办法做抵押融资的存货类资产，变得可以做抵押融资，这也是非常有价值的数字金融应用。
If the technology of credible regulation of movable property is adopted, the technology of material networking, block chain technology, big data technology, including the values mentioned earlier, tenure, and physical credibility, can be used in this area as a very adequate reflection of the fact that inventory-type assets that were not previously available for collateral financing can become collateral financing, which is also a very valuable digital financial application.
案例四：生物资产可信监
Case four: Credible surveillance of biological assets
以前大家有一句话叫“家财万贯，带毛的不算。”
There used to be a saying, "We're rich, we don't have hair."
当我们去内蒙、青海、西藏牧区看，很多农牧民有大量生产资产，生物资产的价值很高，但是可融资性非常差。比方说在肉牛领域，当我们给每一头肉牛耳朵上挂一个区块链耳标，里面带有可通信模组，把每一头肉牛的实时状态传递到后台网页里，每一头牛就变成一个一个NFT，基于NFT可以实现可融资性。
When we go to the interior, Qinghai, and Tibetan pastoral areas to see that many farmers and herders have large productive assets, and that biological assets are very valuable, but very poorly funded. In the meat cow area, for example, when we put a block ear mark on each cow's ear with a tactile module that transmits each cow's real-time status to the back page, each cow becomes an NFT, which makes it possible to achieve financingability on the basis of NFT.
这是非常有意思的案例，我们通常讲农牧业是非常传统的行业，是第一产业。当我们把肉牛行业给每一头牛打上区块链耳标以后，当每一头牛变成NFT、数字资产以后，传统行业、传统第一产业就变成数字经济产业，这是在资产可信数字化，在实体经济向数字经济融合里的非常典型特别有意义的案例。
This is a very interesting case in which we usually say that the agro-pastoral sector is a very traditional industry, and that it is a primary industry. When we hit every cow with a mark, when each cow becomes a NFT, a digital asset, the traditional first industry becomes a digital economy. This is a case in which the credible digitization of assets is particularly relevant in the context of the integration of the real economy into the digital economy.
当然了，我们刚才也谈到，资产可信数字化现在做的还是Web2.5的事情，解决的是传统金融下可融资性的问题。当然这是必经阶段，像Web3.0，特别是实体资产要token化，变到在区块链、Web3.0价值网络里，变成一种利益相关者的经济共享新经济模型里，我们可能还有非常长的路径要走。在过程中需要一步一步地探索，不管是在资产品类，把资产做可信数字化的方式，以及当做到资产可信数字化之后如何产生经济上的实用价值，解决产业里遇到的实实在在困难，如果我们解决了这些问题，就有相应的价值。
Of course, we have just talked about whether credible digitization of assets is now a matter of Web2.5, addressing the issue of traditional financial financing. Of course, this is a necessary phase, such as Web3.0, especially when real assets are tokened into a new economic model of stakeholder economic sharing in a block chain, Web3.0 value network, and we may still have a very long way to go. The process needs to be explored step by step, whether it is in the asset class, in the manner in which assets are to be reliably digitized, and in terms of how to generate economic practical value when assets are to be digitalized.
新技术的出现，一定是对实际产业产生了真正价值之后才能够真正推动整个行业发展。
The emergence of new technologies must have given real value to the real industry in order to make a real contribution to the development of the industry as a whole.
最后回顾一下整体观点：
In conclusion, I would like to recall the overall point of view:
我们都认为Web3.0可能是非常理想的在数字经济下运行的经济范式，当它有更新的价值互联网利益相关者资本主义的模式在运行新经济的时候，过程中一定要把大规模实体经济带入到这一领域才会推动整个行业的发展。
We all believe that Web3.0 may be the ideal economic paradigm for operating under the digital economy, and that when it has a new model of value Internet stakeholder capitalism operating in the new economy, it is important to bring the large real economy into this area in order to drive the entire industry.
我们在国内一步一步跟各行各业结合，用各行各业的资产做数字化，解决行业里的问题，未来把资产Token化，实现Web3网络里更新的经济价值，不遗余力地在这方面做工作，希望这是对整个社会、整个经济的更大贡献。
We have made every effort to work at the domestic level by digitizing assets from all walks of life, solving problems in the industry, in the future, in order to realize the renewed economic value of the Web3 network, in the hope that this will be a greater contribution to society as a whole and to the economy as a whole.
我今天的分享就到这儿，谢谢大家！
That's all I'm sharing today. Thank you.
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