Stellar区块链的运作机制是通过联盟验证器进行共识机制，这些验证器之间通过一致性协议达成共识，确保网络的安全性和准确性。与比特币等其他区块链平台不同，Stellar采用的是一种称为Stellar共识协议（SCP）的新型共识算法，使得交易确认速度更快，费用更低，同时提高了网络的扩展性。
Stellar’s block chain operates through a consensus mechanism through a coalition certifier, which achieves consensus among themselves through a consistency agreement to ensure the security and accuracy of the network. Unlike other block chain platforms such as Bitcoin, Stellar uses a new consensus algorithm called the Stellar Consensus Agreement (SCP), which allows transactions to be confirmed faster and less costly, while increasing network expansion.
Stellar区块链的特点之一是其去中心化的特性，它允许任何人或组织创建快速、便捷的支付通道，实现世界各地货币之间的即时交换。这一特点使得Stellar成为许多金融机构和跨国公司的首选平台，用于实现边境跨越的资金转移和支付服务。另外，Stellar还支持发行和交易代币，这使得在其平台上可以进行更广泛的资产交换和管理。
One of the characteristics of the Stellar block chain is its decentralized character, which allows any person or organization to create fast and easy payment channels that allow for instant exchange of currencies around the world. This feature makes Stellar the preferred platform for many financial institutions and multinational corporations for the transfer and payment of funds across borders.
除了金融服务之外，Stellar还在推动社会公益事业方面发挥着积极作用。例如，Stellar开发了一个名为Stellar.org的非营利组织，旨在利用技术手段解决全球金融不平等问题，促进金融包容和可持续发展。通过与各种组织合作，Stellar.org致力于为那些无法获得传统金融服务的人提供支持，推动金融基础设施的发展，并提升人们的金融参与度。
In addition to financial services, Stellar plays an active role in promoting social goods. For example, Stellar has developed a non-profit organization called Stellar.org, which uses technology to address global financial inequalities and promote financial inclusion and sustainable development.
总的来说，Stellar区块链作为一种快速、安全、低成本的支付解决方案，正在不断拓展其在金融领域的影响力和应用范围。其开放和去中心化的特性，以及积极参与社会公益事业的态度，使得Stellar在全球范围内备受关注，并有望在未来的金融创新中发挥越来越重要的作用。
In general, the Steelar block chain, as a quick, safe, low-cost payment solution, is expanding its reach and application in the financial field. Its openness and decentralisation, as well as its attitude of active participation in the public good, have made it possible for Steelar to receive global attention and be expected to play an increasingly important role in future financial innovation.
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